People Fraudulently making use of the business title ACE money Express

People Fraudulently making use of the business title ACE money Express

People Fraudulently making use of the business title ACE money Express

The Washington state dept. of Financial Institutions (DFI) has gotten complaints that are several Washington customers against Ace money Express. Several consumers stated that they certainly were contacted by e-mail or phone by individuals trying to gather loans for $750 or less.

Consumers that have either paid down a loan, or have not applied for that loan through the ongoing business report they have been:

  • Contacted by someone called Frank Dollard representing debt negotiation Division,
  • Contacted by a person known as Mike Bell on the part of Chris Robinson & Associates (or C R and Associates),
  • Contacted by financial obligation Healing,
  • Refused info on the so-called loan and evidence of the debt,
  • Supplied with fake situation figures and threats of technical proof that money ended up being deposited to the consumer’s account,
  • Gotten needs to create re payment by means of pre-paid cards, and/or
  • Threatened with legal action via a court or by the I.R.S. or prison time if re re payment had not been provided.

These details is alleged by the customers and has now perhaps perhaps perhaps not been confirmed by the Department.

This is actually the email address that is related to these obvious frauds:

Those perpetrating these scams aren’t certified by the Department and they are maybe maybe perhaps not registered to conduct company in Washington State by the Department of Licensing, the Department of income, or even the Secretary of State. The Department of Licensing licenses and regulates debt collectors under RCW 19.16.

DFI warns Washington consumers:

  • Never ever deliver cash or offer use of your bank or charge card as a result to threatening phone calls or e-mails you obtain claiming which you owe a debt.
  • Never provide any private information, such as for example social protection quantity, bank card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status.
  • Be sure a services that are financial or person is correctly certified to conduct company within the state of Washington utilizing the “Verify a License” function on the DFI’s web site at
  • Check out the license status of debt collectors because of the State of Washington Department of Licensing at

ACE Money Express Inc Of Irving Texas

Please be aware that Ace money Express shouldn’t be mistaken for ACE Cash Express, Inc. (ACE) d/b/a ACE America’s money Express, 1231 Greenway Drive, Suite 600, Irving Texas 75038-2511, that was formerly certified in Washington.

ACE money Express, Inc. (ACE) has furnished the after information to help customers determine whenever the best interaction is gotten using this business:

ACE will not deliver email messages from “” records. All ACE emails come from an “” account. Furthermore, whenever ACE workers contact a consumer by phone, they shall determine on their own to be from ACE money Express.

ACE identifies itself on all communication. All communication regarding collections comes straight from ACE headquarters that is corporate Irving, Texas. a customer can request a Verification of financial obligation at any some time ACE will give you the verification as needed for legal reasons.

Information for Washington State Consumers. Information Regarding Federal Commercial Collection Agency Legislation

Residents regarding the State of Washington are informed that Washington State legislation provides in RCW 31.45.105(1)(d) and (3) that the “small loan” (often known as a “payday loan”) produced by an unlicensed entity to an individual actually positioned in Washington State is uncollectible and unenforceable in Washington State. a “small loan” is defined in RCW 31.45.073 and it is that loan that will not go beyond $700. Collection tasks involving loans of $700 or less are at the mercy of RCW 31.45.082, which limits the time, destination, and way by which a quick payday loan could be gathered. Payday loan providers also needs to offer borrowers having an installment plan in the event that debtor struggles to spend the loan that is small if it is due.

In the event that you received that loan from the loan provider or owed money to a small business and some body except that the lending company or company is now wanting to gather away from you, the collection task can be susceptible to the federal Fair commercial collection agency procedures Act. In the event that you be given a communication from a celebration claiming that the financial obligation is owed, you are able to request a “written validation notice,” which must through the number of your debt, the title of this creditor you borrowed from, as well as your legal rights beneath the FDCPA.

You can contact the Federal Trade Commission at 1-877-FTC-HELP or online at if you have questions regarding federal debt collection laws

Prevent and Report Identity Theft

Customers must not make payments over the telephone or via e-mail up to a alternative party financial obligation collector that does not want to supply a written validation notice. Regardless if the celebration appears to have a few of your private or information that is financial you must not make re payments or provide banking account or bank card information without getting a written validation notice. In the event that scammers have your bank account information, social protection quantity, or any other nonpublic information, you are a target of identity theft. The Federal Trade Commission (FTC) has information for victims of identification theft available on the internet at .gov.

Should you feel you’ve been the victim of a nasty monetary scam and are usually concerned with your private economic information, speak to your bank while the three major credit agencies. Procedures for contacting the credit reporting agencies can be found from the FTC’s website

Report Suspicious Activity, Scams or Fraud

If some body threatens to garnish your wages, contact your manager, or makes use of threatening, daunting, or language that is offensive report such actions to convey and federal regulators.

Washington State residents just: if you suspect illegal or fraudulent activity involving a financial product or service, please contact the Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at if you are a victim of a collection scam or. You may even desire to contact the continuing state of Washington workplace for the Attorney General at …gov.

If you reside an additional continuing state, discover the regulator in your house state.

No Comments

Post a Comment